Rates Effective 12/06/2023
| Auto Loans** | Rates As Low As | |
|---|---|---|
| 36 mo | 60 mo | |
| New Auto: 100% Financing | 7.365% | 7.615% |
| Used Auto: 100% Financing | 7.490% | 7.740% |
| New Auto: 80% Financing | 7.240% | 7.490% |
| Used Auto: 80% Financing | 7.365% | 7.615% |
| Boats** | |
|---|---|
| 2020 year models and newer: 80% Financing | from 9.14% |
| 2019 year models and older: 80% Financing | from 9.14% |
| Motorcycles and Titled ATVs** | |
|---|---|
| 2020 year models and newer | from 7.89% |
| 2019 year models and older | from 8.14% |
| RV's (Motor Homes, Travel Trailers, Campers)* | |
|---|---|
|
2014 year models and newer: 80% Financing Up to 60 months |
from 8.64% |
|
2020 year models and newer: 80% Financing Up to 120 months |
from 9.14% |
|
2019 year models and older: 80% Financing Up to 120 months |
from 9.14% |
| Deposit Secured Loans** | |
|---|---|
|
Share Secured* Floor rate of 3.00% |
Regular Share rate plus 3.00% |
|
Share Certificate Secured* Floor rate of 3.00% |
Share Certificate rate plus 2.00% |
| Mortgage Loans | |
|---|---|
| 10 Year Fixed Rate Mortgage | 7.240% |
| 15 Year Fixed Rate Mortgage | 7.240% |
| Fixed Rate Home Equity Loan** | |
|---|---|
|
80% Loan to Value Up to 60 months Amortization |
9.24% |
|
80% Loan to Value Up to 120 months Amortization |
9.24% |
| Home Equity Line of Credit* ** | |
| 75% Loan to Value | 9.99% |
| Personal Loans | |
|---|---|
|
Signature Single Payment or Monthly Installment |
12.64% |
| Personal Secured | 11.89% |
| CashLine Personal Line of Credit | 11.90% |
| VISA Platinum Credit Cards* | |
|---|---|
| VISA Platinum Standard | 18.00% |
|
VISA Platinum Elite Variable Revolving Rate |
13.40% |
|
VISA Platinum Elite with Cash Rewards Variable Revolving Rate |
14.40% |
|
VISA Platinum Premium Variable Revolving Rate |
15.40% |
|
VISA Platinum Premium with Cash Rewards Variable Revolving Rate |
16.40% |
All rates are stated as an Annual Percentage Rate (APR). Rates are subject to change at any time.
* These rates are variable and may increase or decrease after consummation of the loan.
**Rates quoted are for individuals with excellent and substantial credit. Individuals with less than excellent credit may be offered higher rates. In addition, Annual Percentage Rates (APRs) are 0.25 percentage points higher for loans without automatic payment. Rate deductions are not applicable to VISA, first mortgages, certificate or share secured loans.