Rates Effective 05/01/2019

Auto Loans** Rates As Low As
  36 mo 60 mo
New Auto: 100% Financing 3.74% 4.49%
Used Auto: 100% Financing 4.24% 4.74%
New Auto: 80% Financing 3.74% 4.24%
Used Auto: 80% Financing 3.74% 4.49%
Boats**
2015 year models and newer from 4.99%
2014 year models and older from 4.99%
Motorcycles and Titled ATVs**
2015 year models and newer from 4.49%
2014 year models and older from 5.49%
RV's (Motor Homes, Travel Trailers, Campers)*
2009 year models and newer
Up to 60 months
from 4.99%
2015 year models and newer
Up to 180 months
from 4.99%
2014 year models and older
Up to 180 months
from 4.99%
Deposit Secured Loans**
Share Secured*
Floor rate of 3.00%
Regular Share rate plus 3.00%
Share Certificate Secured*
Floor rate of 3.00%
Share Certificate rate plus 2.00%
Mortgage Loans
15 Year Fixed Rate Mortgage 3.74%
10 Year Fixed Rate Mortgage 3.74%

Disclosures

Fixed Rate Home Equity Loan**
80% Loan to Value
Up to 60 months Amortization
4.25%
80% Loan to Value
Up to 120 months Amortization
4.50%
Home Equity Line of Credit* **
75% Loan to Value 5.50%

Disclosures

Personal Loans
Signature
Single Payment or Monthly Installment
8.90%
Personal Secured 5.90%
CashLine Personal Line of Credit 8.90%
VISA Platinum Credit Cards*
VISA Platinum Standard 18.00%
VISA Platinum Elite
Variable Revolving Rate
10.40%
VISA Platinum Elite with Cash Rewards
Variable Revolving Rate
11.40%
VISA Platinum Premium
Variable Revolving Rate
12.40%
VISA Platinum Premium with Cash Rewards
Variable Revolving Rate
13.40%

APR Disclosures

All rates are stated as an Annual Percentage Rate (APR). Rates are subject to change at any time.

* These rates are variable and may increase or decrease after consummation of the loan.

**Rates quoted are for individuals with excellent and substantial credit. Individuals with less than excellent credit may be offered higher rates. In addition, Annual Percentage Rates (APRs) are 0.25 percentage points higher for loans without automatic payment and 0.25 percentage points higher for non-PFI members. Rate deductions are not applicable to VISA, first mortgages, construction loans, certificate or share secured loans.